Drones are becoming more popular as more people use them for recreational and commercial purposes. A drone insurance policy typically covers a wide range of risks, such as physical damage to the drone, liability for property damage or bodily injury caused by the drone, and data or footage loss. Depending on the policy, additional risks such as cyber liability, invasion of privacy, and even weather-related losses may be covered.
Physical Damage Coverage
One of the most important aspects of a drone insurance policy is physical damage coverage. This type of coverage will cover the costs of repairing or replacing your drone if it is damaged in an accident or through normal wear and tear. It can also cover any third-party property damage caused by your drone’s operation.
Another important aspect of a drone insurance policy is liability coverage. This type of coverage will protect you from any legal costs incurred as a result of defending yourself against claims of property damage or bodily injury caused by the operation of your drone. It may also cover any damages awarded to the claimant in the event of a successful lawsuit.
Data & Footage Loss Coverage
Data and footage loss coverage is an optional component of a drone insurance policy that protects against the loss of data or footage caused by an accident or other unforeseen event. This type of coverage is especially beneficial for commercial operators who rely on their drones to capture valuable footage for their operations.
Additional Coverage Options
Additional coverage options, such as cyber liability, invasion of privacy, and weather-related losses, may be available depending on the policy. Cyber liability insurance will cover the costs of defending yourself against claims relating to data breaches or other cyber security incidents caused by the operation of your drone. Invasion of privacy coverage will protect you from any legal fees incurred as a result of defending yourself against claims relating to unauthorised recordings made by your drone’s camera. Weather-related loss coverage will cover any losses incurred as a result of inclement weather that prevents your drone from operating safely.
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Finally, many policies include data loss or theft coverage. This type of coverage can help protect you from financial losses associated with recovering lost data or replacing stolen equipment if your drone is hacked or stolen.
We at Jacana Warranty provide comprehensive extended drone insurance that covers physical damage, third-party liability, data loss/theft protection, and more at Jacana Warranty. Our policies are intended to give you peace of mind while flying your drone, allowing you to focus on having fun and capturing amazing aerial footage!